Skin tags are tiny benign growths that often occur where there is friction on the body from clothing, jewelry, or movement. These bumps can appear to be flesh-colored or darkly pigmented. They can often be found on the neck, chest, underarms, eyelids and groin. Skin tags are usually harmless, but can sometimes be bothersome. Treatment is not necessary, but if removal is desired they can be treated in office. Skin tags are removed by cutting or burning them off. Skin tag removal is not covered by insurance because it is not considered medically necessary, and is, therefore, considered a cosmetic (elective) procedure. Once removed, the skin tag does not usually regrow after it is removed, but new skin tags may form on other parts of the body.